AnalyseAdviseSign

The whole client, on one page.

Unitool is the modern, independent financial needs analysis and planning tool for South African advisers. A complete analysis becomes a client-ready plan in minutes — under your own brand.

Independent across product houses. FAIS-aligned record of advice. Built for the way you actually advise.
Independent, not tied to one insurer FAIS-aligned record of advice 5-year record retention Installs as a desktop app, works offline White-labelled to your practice
What it does

A complete needs analysis, and the plan that comes out of it.

Capture the client once. Unitool works every need in one place, shows exactly where they stand, and turns it into advice you can sign the same day.

Every need, one workbench

The full picture, worked together and always reconciled.

  • Retirement and income at retirement
  • Life, disability and severe illness cover
  • Education, savings goals and estate liquidity

Need, in place, shortfall

Every need becomes a three-colour ring: what is required, what is already provided, and the exact gap. The client sees where they stand at a glance.

Live what-if

Move the levers in front of the client, retirement age, contribution, cover, and every number recomputes from the same engine, so the plan and the summary always match.

Record of advice, built in

Recommended versus accepted is captured for every need, dated, so the advice given and the client's decision are both on record. FAIS-ready.

A one-page client plan

A clean summary the client actually reads and asks to keep, ready to send. Move straight from analysis to implementation and quoting.

Install it, work anywhere

Runs as a desktop app that opens in its own window and works in a meeting with no signal. Sign in from any machine and pick up where you left off.

White-label

Powered by Unitool. Branded as you.

Unitool is the engine. Your client never sees "Unitool", they see your practice. Everything client-facing, the plan, the summary, the screen-share, the record of advice, carries your firm's brand.

  • Your firm's name, logo and colours on every client-facing surface.
  • One licence, your whole team: principal, advisers and paraplanners, each with the right access.
  • Every client isolated to their adviser; the firm keeps the record centrally for compliance.
  • Sold to your practice, then to the next, each white-labelled the same way.
A
Your practice
ANALYSE · ADVISE · SIGN
B
Second practice
ANALYSE · ADVISE · SIGN
C
Third practice
ANALYSE · ADVISE · SIGN
One engine. Every client only ever sees their adviser's brand.
How it works

Analyse. Advise. Sign.

The whole engagement, in one flow, from the first client conversation to a signed plan.

1

Analyse

Capture the client and partner once. Unitool builds the complete position, retirement, cover, education, goals and estate, and shows every gap.

2

Advise

Work the plan live with the client. Accept what they take, close each gap, and the record of advice writes itself as you go.

3

Sign

Deliver a one-page plan in your brand, move to implementation and quoting, and sign, without leaving the tool.

Unitool

Ready to advise with it?

Already licensed? Sign in and open your client book. New to Unitool? Ask us for access and we will set your practice up.